Now recruiting the founding class
Stop renting your future.Own it.
Unleash Financial is a new life insurance and IUL agency. We're recruiting the people who'll build it with us: trained from zero, paid without a cap, and first in line when we become a brokerage.
What we specialize in
Indexed universal life, explained properly.
Cash value credited on an index with a floor and a cap. Our agents learn to show clients the real mechanics, not just the pretty column.
Read IUL 101Hypothetical illustration of the crediting mechanic only. Index values are invented, not historical. No actual product, policy charges, fees, or taxes are reflected; caps and floors vary by carrier and can change. Not a projection of any policy.
- Founded
- 2026
- Model
- Independent agency
- Focus
- Life & IUL
- Where
- Remote-first, US
Why we exist
Most agencies recruit you with someone else's Lamborghini. We'd rather show you the math, the product, and the people.
The life insurance industry is one of the last places in America where a person with no degree, no connections, and no capital can build a business of their own. It's also full of agencies that treat recruits like leads: churn them in, churn them out.
Unleash is our answer. A small founding class, real training in the product that actually moves the needle for clients, honest math about what this costs and pays, and a clear plan to grow into a brokerage where the people who built it own their own agencies.
Why Unleash
Four reasons people say yes.
You keep what you kill
Commission-only, uncapped, paid by the carrier. No salary, no ceiling, no manager deciding your worth. Your contract level climbs as your production does.
Trained by people who sell
Weekly live training from producers who still write business. Scripts, carrier illustrations, objection handling, the actual IUL conversation, not a slide deck.
A product worth believing in
Life insurance protects families. IUL done right adds tax-advantaged cash value on top. You can sell this with a straight face, and you'll learn to explain it like one.
Early means a seat at the table
We're building toward operating as a brokerage. The agents who help us get there get first access to higher contract levels, the first teams, and a say in how it runs.
The path
From zero to licensed to building a team.
No experience required. Here's what the first year looks like for someone who does the work.
- 01
Intro call
20 minutes with a founder. We tell you what this is and isn't.
- 02
Get licensed
Pre-licensing course, state exam, fingerprints. Two to four weeks. We coach you through it.
- 03
Train & contract
Carrier appointments, product training, your first scripts and illustrations.
- 04
Write business
Your network first, then lead systems. Carriers pay commission once a policy is issued and the first premium clears; timing varies by carrier.
- 05
Build
Consistent producers start recruiting and training their own team, earning overrides on top.
Where this goes
Agency today. Brokerage tomorrow.
We're not hiding the plan. Here's the three-phase build, and where you'd come in.
Launch the agency
Contract with carriers, recruit a founding class, and build the training system from the first rep up. Everyone who joins now is building the thing, not joining a thing.
- Founding class of agents
- Carrier appointments
- Licensing & onboarding program
- Weekly live training
Scale the system
Lead programs that pay for themselves, a repeatable IUL sales process, and the first agency builders promoting into leadership with their own teams.
- Lead & referral engine
- IUL specialist track
- First agency builders
- In-person intensives
Become the brokerage
The plan: Unleash contracts directly with carriers as an independent brokerage. Higher contract levels, more carrier choice, and a defined agency-ownership track for the people who built it. Subject to carrier approval and state licensing.
- Direct carrier relationships
- Higher contract levels
- Multi-state footprint
- Agency-ownership track
Who we're looking for
Hungry beats experienced.
We've seen bartenders out-produce veterans. What we can't teach is work ethic and the ability to hear no forty times before lunch. Everything else is in the training.
- Sales people stuck on a capped planYou already know how to close. You're just doing it for someone else's margin.
- Career changersService, hospitality, trades, fitness. People who work hard and talk to humans all day.
- Licensed agents at a captive shopOne carrier, one product, one commission schedule. You've outgrown it.
- Students and recent gradsPart-time while you finish. A licensed profession before the degree.
- Future agency ownersYou want to build a team, not just a book. We'll show you the override math on day one.
Be early.
The founding class is small on purpose. If you want to build something instead of joining something, we should talk.